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El Salvador has become the first country to make bitcoin into legal tender while China has banned cryptocurrency exchanges and initial coin offerings. Bitcoin alone can average more than 13, transactions per hour , and unlike a stock exchange, cryptocurrency trading is available around the clock � so related fees can add up quickly. Investing for Everyone. The scoring formula for online brokers and robo-advisors takes into account over 15 factors, including account fees and minimums, investment choices, customer support and mobile app capabilities. Related Terms.