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ï¿½If you don't trust your own judgment, work with a financial advisor who can understand your situation, understand what your goals are, and help. Synovus Bank is an attractive option for consumers looking for a free checking account and low minimum deposit requirements, though it's not the best option. Chanelle Bessette writes for NerdWallet. Email: [email protected] The article Ask a Nerd: Should I Keep Accounts Open at Multiple Banks?